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About Loan Against Property Balance Transfer

Loan Against Property Balance Transfer is a feature through which you can transfer the balance amount on your existing Loan Against Property to Bajaj Housing Finance for more competitive loan terms.

If you want to revisit your current Loan Against Property interest rates and other terms, you can transfer your loan balance to us and repay it at a more competitive interest rate. You can even refinance your ongoing Loan Against Property if you need additional funds, as it gives you the option to apply for a Top-up Loan.

The Loan Against Property Balance Transfer process is easy to execute and hassle-free, and you can enjoy our favourable lending terms at the earliest, thanks to our speedy approval process.


Features and Benefits of Loan Against Property Balance Transfer

Getting approved for a Loan Against Property Balance Transfer is easy because of our straightforward eligibility criteria that don’t have too many conditions.

Doorstep Services

Bajaj Housing Finance offers a doorstep document pick-up service so you can rest assured knowing that your loan approval process won’t be held up by logistical delays.

Speedy Approval

Get the approval to your Loan Against Property Balance Transfer application within 24 hours* of your application and documentation verification.

Sizeable Top-up Loan

You can transfer your existing Loan Against Property to Bajaj Housing Finance with ease and top-up on your ongoing loan with amounts as high Rs.1 Crore* or higher, depending on your eligibility.

Online Calculators

You have a wide variety of online calculator tools at your disposal so you can enhance your Loan Balance Transfer application. These tools are helpful when you want to calculate your new EMI payable or how much you stand save when you transfer your loan balance to us.

Lap Loan Emi Calculator

Loan Against Property EMI Calculator

Loan AmountRs.




Interest Rate%


Your EMI is Rs. 0


Total Interest



Principal Amount


View Repayment Schedule Apply Now

Repayment schedule



Interest Rate and Charges for Loan Against Property Balance Transfer

Bajaj Housing Finance offers salaried, professional, as well as self-employed applicants the facility to transfer their Loan Against Property and reduce their interest outflow. Interest rates start as low as 9.60%* p.a. for self-employed borrowers. The other fees and charges associated with the balance transfer are also nominal and pocket friendly. To see the full list, click here.


How to Apply for Loan Against Property Balance Transfer

The process to transfer your Loan Against Property Balance to us is smooth and time efficient. Here is how you can complete the application journey in just a few minutes.

  1. Visit the Loan Against Property application form on the website
  2. Select your ‘Employment Type’
  3. Select ‘Loan Against Property Balance Transfer’, from the ‘Loan Type’ menu
  4. Submit your identification, property, and lender details
  5. Lastly, submit income details
  6. Submit the form successfully

Once you submit the form, you can expect a call from our representative within 24 hours to walk you through the next steps.

*Terms and conditions apply

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Loan Against Property Balance Transfer FAQs

Borrowers are advised to opt for a Balance Transfer for Loan Against Property when their current Loan Against Property lending terms are no longer feasible for them. By transferring their Loan Against Property balance to a new lender, you can be eligible for more competitive interest rates and also enjoy privileges to revisit their repayment tenor and other lending terms.

The Bajaj Housing Finance Loan Against Property Balance Transfer is reasonably priced, making it easier for borrowers to avail of the facility. To know more about our fees and charges, click here.


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