Loan Against Property for Wedding Expenses: Overview
A Loan Against Property for weddings is one of the ideal solutions to meet all your financial needs when planning a wedding quickly and cost-effectively. As a secured loan, a Loan Against Property offers you a sizeable loan amount of Rs. 5 Cr* or higher, based on eligibility, at a relatively low interest rate as compared to unsecured loans, such as a personal loan.
Once you complete your application and submit all necessary supporting documents, you can get the funds in your account in as few as 72 hours*. Moreover, a Loan Against Property ensures comfortable repayment through a tenor of up to 18 years.
Loan Against Property for Weddings: Features and Benefits
Quick Processing
Receive loan approval within 24 hours* from document submission and application verification. Apply online and submit your personal, financial, and property related documents to complete your application.
Instant Disbursal
Applicants who meet the eligibility criteria for the Bajaj Housing Finance Loan Against Property for weddings can get funds in only 72 hours* from document submission and verification.
Easy-to-Meet Eligibility
Our Loan Against Property eligibility criteria are simple and easy to meet, ensuring a hassle-free application experience. Both salaried and self-employed individuals and entities can apply.
Doorstep Service
Availing of a Loan Against Property is easy and quick with our doorstep service. Skip the branch visit and let our representative pick up the documents from your home or office address.
Flexibility in Repayment
A Loan Against Property for marriage comes with an extended repayment period of up to 18 years. Enjoy comfortable repayment at a pace of your choice.
Easy Balance Transfer Facility with a Top-up Loan
Borrowers can transfer the balance on an existing Loan Against Property to Bajaj Housing Finance easily for a more competitive interest rate. You also have the option to apply for a top-up loan for any additional financial requirements.
Online Customer Portal
Individuals can now manage their loan account online anytime and from anywhere. Our Customer Portal allows you to pay outstanding EMIs and download SOAs in just a few clicks.
Calculate Your EMI Online
Take the assistance of our online Loan Against Property EMI Calculator and Eligibility Calculator to learn more about your loan eligibility and plan repayments accordingly.
Loan Against Property for Marriage: Interest Rate, Fees, and Charges
Applicants with the right income, financial, and employment profile can avail of attractive Loan Against Property interest rates. Salaried and professional applicants can avail of a Loan Against Property for marriage starting as low as 10.10%* p.a.
For a complete list of our interest rates and fees and charges, click here.
Loan Against Property for Marriage: Documents Required
Applicants need to submit basic personal, income, financial, and property related documents to apply for a Loan Against Property.
For Salaried Applicants
Identity proof
PAN Card, Aadhaar Card, Passport, Voter ID, Driving License, utility bills, etc.
Income proof
Salary slip (3 months), bank account statement (3–6 months), ITR, etc.
Property related documents
Title deed, property tax receipts, etc.
For Professional Applicants
Identity proof
PAN Card, Aadhaar Card, Passport, Voter ID, Driving License, utility bills, etc.
Income proof for salaried professionals
Salary slip (3 months), bank account statement (6 months), ITR, etc.
Income proof for self-employed professionals
P&L statements and other business-related documents to prove 5 years of vintage, bank account statement (6 months), ITR, etc.
Property related documents
Title deed, property tax receipts, etc.
For Self-Employed Applicants
Identity proof
PAN Card, Aadhaar Card, Passport, Voter ID, Driving License, utility bills, etc.
Income proof
P&L statements and other business-related documents to prove 5 years of vintage, bank account statement (6 months), ITR, etc.
Property related documents
Title deed, property tax receipts, etc.
Note: These lists are indicative. The documents required in your case will be communicated to you during the application process. Additional documents may be requested.
Loan Against Property for Marriage: Eligibility Criteria
The following are the Loan Against Property eligibility criteria for a self-employed and salaried individual seeking a Bajaj Housing Finance Loan Against Property:
| Particulars | Salaried | Self-employed |
|---|---|---|
| Residency | Should be an Indian citizen residing in India who lives and owns a property in one of the locations we operate in | Should be an Indian citizen residing in India who lives and owns a property in one of the locations we operate in |
| Age | Between 28 and 58 years** | Between 25 and 70 years** |
| Employment status | Should be employed in a private or public sector organisation, or an MNC | Should have a regular income source |
| Income | Income varies by city, starting from Rs.25,000 to Rs.35,000 | Income varies by city, starting from Rs.25,000 to Rs.35,000 |
| Experience | Experience 3 years+ | 5 years+ business vintage |
**The upper age limit is considered as the age at the time of loan maturity.
For additional information, refer to our Loan Against Property Eligibility Calculator and check the approximate loan amount you stand to be offered. With the Loan Against Property EMI calculator, you can check your approximate EMI value by inputting the loan amount, tenor, and tentative interest rate.
Loan Against Property for Marriage: How to Apply
The application process for a Loan Against Property for marriage is straightforward.
- Go to Loan Against Property application form
- Select your employment type (salaried, self-employed, or professional) and loan type (Loan Against Property, Loan Against Property Balance Transfer)
- Enter your name, mobile number, date of birth, PIN code, PAN, monthly income (salaried)/annual turnover (self-employed), and property location
Our representative will call you within 24 hours and walk you through the documents required to complete your application.
*Terms and conditions apply
