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Lease Rental Discounting- FAQS

We offer loan in corporate Lease Rental Discounting from Rs. 10 cr to Rs. 50 cr

We consider the following factors to determine eligibility: Valuation of property (Fair market value) – up to 55% of the value of the commercial property Existing rental from the property being mortgaged – up to 90% of the net rental receipts

All the co-owners of the considered property need to come in as co-applicants to the loan

The loan can be availed for max tenure of 11 years subject to the residual lease period.

Your EMI will be debited from the ESCROW account where the rental amount will be deposited by your lessee.

Internal FRR is the benchmark reference rate. This is determined based on the market conditions and the cost of funds for the company. This changes, depending on various external factors and economic conditions.

As per our re-pricing policy, interest rates are reviewed every two months and a decision is taken whether to change the interest rates or keep it unchanged.

As per our internal pricing policy re-pricing policy, interest rates will be changed only for those cases which are at least 3 months old. In your case, change in FRR will not have an immediate impact on interest rate of your loan. However once your loan is 3 months old, any changes in FRR in last 3 months will change your effective rate basis the margin on your loan

The TAT for issuance foreclosure statement is typically 12 working days.



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