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Home Loan of up to Rs.25 Lakh: Overview

A Home Loan is the ideal credit solution for all your home buying expenses, and Bajaj Housing Finance offers sizeable Housing Loan amounts at competitive interest rates. Enjoy repaying your loan at your own pace through a repayment tenor that can go up to 30 years, allowing you to plan for your future without compromising your finances.


Home Loan of up to Rs.25 Lakh: Features and Benefits

Easy Balance Transfer

If you’re looking to upgrade your current Home Loan terms, look no further than Bajaj Housing Finance. Transfer your Home Loan balance to us and save by getting a competitive interest rate.

Attractive Refinancing Options

Looking for additional financing to furnish your new house, or another expense that is in the pipeline? Avail of a sizeable Top-up Loan, basis your eligibility and use the money to cover other costs.

Flexible Repayment Tenor

If you’re worried about jeopardizing your finances by being tied down by big EMIs, that is not a concern with Bajaj Housing Finance. You can take up to 30 years to repay your loan amount, comfortably at your own pace.

Hassle-Free Documentation

You can take a Housing Loan through a hassle-free method. Bajaj Housing Finance requests minimal documentation, which you can choose to submit through our prompt doorstep pick-up service.

Home Loan EMI Calculator

Home Loan EMI Calculator

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Repayment schedule


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Home Loan of up to Rs.25 Lakh: Eligibility Parameters

For the Bajaj Housing Finance Home Loan, you don’t have to worry about filling long forms for your eligibility. Our eligibility parameters are simple and easy-to-meet.

Eligibility Parameters For Salaried and Professional Individuals For Self-Employed Individuals
​Nationality Indian (Non-NRI) Indian (Non-NRI)
​​​Employment Minimum 3 years of work experience with a reputed employer Minimum 5 years of vintage in current enterprise
​​Age 23 to 62 years** 25 to 70 years**
Place of Residence Must reside in any of the cities we operate in Must reside in any of the cities we operate in

**Applicants must note that upper age limit is considered as age at the time of loan maturity


Home Loan of up to Rs.25 Lakh: Current Interest Rates and Charges

Our Home Loans are sanctioned at attractive Home Loan interest rates, ensuring that you get the best deal your eligibility allows you. Salaried and professional individuals can get a Home Loan at an interest rate as low as 8.60%* p.a. and pay EMIs starting at just Rs.776/Lakh*. The other fees and charges attached to the Bajaj Housing Finance Home Loan are reasonable and made known to you right at the time of Home Loan approval.

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Home Loan of up to Rs.25 Lakh: Calculate your EMIs

The Home Loan EMI Calculator can help you calculate accurate EMIs, based on your expected Home Loan terms. Here is how to use it, to view an accurate summary of the Rs.25 Lakh Home Loan EMI

  1. Use the slider to select your Home Loan principal amount
  2. Use the following slider to choose your preferred repayment tenor 
  3. Use the third slider to select the current Home Loan interest rate or the rate of interest you want

The calculator shows you the EMI amount you may have to pay, basis the information provided. Use this to plan your repayment schedule or tweak your Home Loan ask to maximise your chances of getting approved. 

*Terms and conditions apply 

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