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Home Loan in Noida: Overview_WC

Home Loan in Noida: Overview

Over the years, Noida is an integral part of the National Capital Region (NCR). Not only is it a hub for entertainment and media houses, but it is also home to a booming IT sector. Furthermore, it is now emerging as a hotspot for call centres, banking, and insurance companies as well as for manufacturing, FMCG, and automobile industries. 

To keep up with the rising demand for new real estate that accompanies the economic and industrial boom, the Noida Real Estate Regulatory Authority has simplified the registration process, making it an opportune time to invest in Noida’s residential property market. Owning a property has gotten all the easier with a  Home Loan from Bajaj Housing Finance starting at just 8.30%* p.a. Apply today, to benefit from our extensive features and benefits. 

Home Loan in Noida: Features and Benefits_WC

Home Loan in Noida: Features and Benefits

Easy Home Loan Balance Transfer

Bajaj Housing Finance facilitates an easy balance transfer of your current Home Loan, helping you avail of lower interest rates.

Top-up Loan Options

When you choose to transfer your Home Loan balance to us, you can even avail of a top-up loan worth Rs.1 Crore* or higher, above your Home Loan amount.

No Part-Prepayment Charges

If you are an individual with a floating interest rate Home Loan, you enjoy the freedom to make several part-prepayments, or even foreclose your loan at zero additional costs.

Flexible Repayment Tenor

Let Home Loan repayment become the least of your worries, as we offer a repayment tenor of up to 30 years, which lets you repay the loan amount at your pace.

Access to Online Tools

Minimise your chances of Home Loan rejection by preparing your application with the help of our many online calculators and tools. These let you calculate the right loan amount suited to your repayment capacity, so you can make the appropriate Home Loan application.

Easy Eligibility and Documentation Requirements

To get the Home Loan you desire, all you need to do is meet some easy Home Loan eligibility terms and submit a basic documentation dossier, which includes KYC documents, amongst others.

Home Loan in Noida: Documents Required_WC

Home Loan in Noida: Documents Required

To apply for a Home Loan with Bajaj Housing Finance, you will need the following documents:

1. For Salaried Employees

  • KYC documents
  • 3 months’ salary slips
  • Proof of employment
  • ITR statements

2. For Self-Employed Individuals

  • KYC documents
  • P&L statements
  • Educational certificates for doctors and a valid COP for CAs
  • Proof of business vintage
  • ITR statements

Note: This list is indicative. Additional documents may be needed during loan processing.

Home Loan in Noida: Eligibility Criteria_WC

Home Loan in Noida: Eligibility Criteria

Eligibility Criteria Salaried Borrowers Self-Employed Borrowers
Nationality Resident Indian Resident Indian
Age 23 to 62 years** 25 to 70 years**
Work Experience/Business Continuity 3 years+ 5 years+
Income Employed with a stable source of income Showcase stable revenue from profession or business

**Upper age limit is considered as age at the time of loan maturity

Home Loan in Noida: How to Apply_WC

Home Loan in Noida: How to Apply

The Home Loan application journey with Bajaj Housing Finance is straightforward and can be wrapped up in minutes. Follow the prescribed steps to complete your application:

  1. Visit the Home Loan application on our official website.
  2. Provide your occupation type, desired loan type, and PIN code.
  3. Next, provide your identification, PAN, and income details.
  4. Lastly, declare whether you have already identified a property for which you need the Home Loan. If yes, select the property type, and provide the down payment details.
  5. Submit the form.

A Bajaj Housing Finance representative will connect with you to walk you through the following steps.

*Terms and conditions apply

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