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Home Loan in Ahmedabad: Overview

Home Loan in Ahmedabad: Overview

Ahmedabad has become a key economic and industrial hub over the past two decades, with sizeable investments in infrastructure and housing. Owing to the growing employment opportunities, demand for housing has also witnessed an upward trend.

Avail of a Home loan in Ahmedabad with various ancillary benefits from Bajaj Housing Finance to buy your dream property in Ahmedabad.

Home Loan in Ahmedabad: Features & Benefits

Some of the key benefits of a Home Loan by Bajaj Housing Finance are as follows:

Flexible Repayment Tenor

Obtain a sizeable loan amount from Bajaj Housing Finance by meeting our simple eligibility parameters. Repay the sum in easy-to-manage EMIs with tenor ranging up to 30 years. Select any term basis your income, present and future obligations.

Easy Balance Transfer

Benefit from attractive interest rates and associated perks like a sizeable Top-Up Loan by transferring your current Home Loan to Bajaj Housing Finance.

Multiple Repayment Options

Part-prepay or foreclose your Home Loan without having to pay any extra charges with Bajaj Housing Finance. Note: Valid only for individuals with floating interest rates.

Nominal Documentation

We ask for only a few documents to expedite the loan application process. You can also choose our doorstep pick-up service to avoid visiting our physical branches.

Online facilities

Make an informed borrowing decision with our Home Loan EMI calculator. Post loan approval and disbursal, manage all account-related transactions via the online portal.

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Home Loan in Ahmedabad: Eligibility Parameters and Documents Required

The eligibility criteria and necessary documents required for salaried or self-employed applicants are as follows:

For Salaried Applicants

  • Should be a resident Indian
  • Should be employed in a private company, public sector, or a multinational organisation
  • Should be aged between 23 years**and 62 years**
  • Should possess more than 3 years of work experience

Eligible salaried applicants need to submit the following documents to legitimise their credentials:

  • KYC documents
  • Latest salary slips or Form 60
  • Passport-sized photo
  • Past six months’ account statements

For Self-Employed Applicants

  • Should be a resident Indian
  • Should have a business vintage of at least 5 years at their current enterprise
  • Must be aged between 25 and 70 year**

Eligible self-employed applicants need to submit the following documents to legitimise their credentials:

  • KYC documents
  • P&L Statements and ITR documents
  • Business vintage proof
  • Passport-sized photos
  • Previous six months’ account statements

Note: These lists are indicative. Additional documents may be needed during loan processing.

** The maximum age is considered as age at the time of loan maturity.

*Terms and conditions apply

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